Insurance

Association Policies & Certificates of Insurance

The following insurance coverage is maintained by the Association:
  • Flood
  • Wind
  • Umbrella
  • Crime
  • General Liability
  • D & O Liability
 
Acentria Insurance, agent Melissa Harris, provides insurance for all of the above items for the association. The address is 10427 Sorrento Rd., Suite 305, Pensacola, 32507. Telephone 850-453-6512. 

The following link will provide a guide to help identify Hazard Insurance Coverage responsibilities unit owners and condo associations based on compliance with Florida Statue 718. Guide to Hazard Insurance Responsibilities.
 
If needed, owners may obtain a certificate of insurance from the respective agency. Be prepared to provide the following information to them:
  • Mortgage Name
  • Loan Number
  • Bank Address
  • Bank Fax Number
  • Your building; 4050/4060 Indigo Dr.
  • Your Unit Number
Forms.  Some owners have requested these forms for individual unit insurance.
 
LP  Fire Sprinkler System Coverage Verification letter.
 
A Windload Mitigation Inspection report is available for Building 1 (4050) and Building 2 (4060), if needed for your insurance coverage.
 
A FEMA Letter of Map Revision (LOMR Case No. 14-04-7298P), effective March 26, 2015, puts both LP buildings in the same area (Zone AE) on the FEMA Flood Insurance Rate Map (FIRM). Check with your inrurance carrier to see if this will change premiums for your flood coverage.
 
 
If you have any other questions regarding insurance at Laguna Pointe, please contact a board member.